Down payments are not the only expense you should be planning for. Costs for inspections, credit reports, insurance, taxes, and closing costs – which can range from 3%-6% of the homes purchase cost. Long story short, there are a lot of other things that need to be planned for, but you don’t need to stress, I can help you be prepared and answer any questions you have. Just send me a message! #thehelpfulagent #home #houseexpert #house #listreports #househunting #finances #smartmoney #a112124 #investment #themoreyouknow #icanhelp #realestate #realestateagent #realtor #happyhomeowners

Ready to make your homeownership dreams a reality? Let’s keep it smooth by avoiding big financial moves until your loan is finalized! 🚫 No new cars, credit cards, or major deposits—these can all impact your approval. Have questions about the process? I’m here to help every step of the way! #thehelpfulagent #home #houseexpert #house #listreports #a110524 #realestate #investment #realtor #realestateagent #househunting #dreamhome #themoreyouknow

There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own. Leave me a comment or send me a message and we can go over all of your questions. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #finances #a101424 #investment #dreamhome #themoreyouknow #icanhelp #realestateagent #realtor #househunting #happyhome

Often, when thinking about homeownership costs, buyers think of their main expense – their mortgage, and fail to go beyond that. It's important not to forget things like property taxes, HOA fees, insurance, etc. If you have questions about what costs to expect and prepare for I can help! Just send me a message. #thehelpfulagent #home #houseexpert #house #listreports #themoreyouknow #icanhelp #homeowner #a092524 #househunting #happyhome #finances #smartmoney #realestate #investment #realestateagent #realtor #happyhomeowners

Starting the process by "just browsing" could be setting yourself up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, get pre-approved for a mortgage, and most importantly find a great agent to work with. I can help you witht that last one, I'm the great agent. #thehelpfulagent #home #houseexpert #house #listreports #homeowners #househunting #a091024 #themoreyouknow #beprepared #investment #icanhelp #realestate #realestateagent

Before you begin your house search, getting preapproved is a game changer! 🏡✨ You'll know what you're working with, be a more attractive buyer, have more room to negotiate, and close faster! Ready to get started? Contact me today! #thehelpfulagent #home #houseexpert #house #listreports #preapproved #themoreyouknow #a090924 #realestate #realestateagent #realtor #investment #dreamhome

These are additional costs that will typically make up about two to five percent of the purchase price. Examples of closing costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let's talk. #thehelpfulagent #home #houseexpert #listreports #themoreyouknow #a082124 #icanhelp #mortgage #homeowners #happyhome #finances #investment #househunting #smartmoney

Homes are selling quickly; set yourself up for house-hunting success by being as prepared as possible. Another tip for success, work with a knowledgeable agent – like me! I'm just a message away. #thehelpfulagent #home #houseexpert #house #listreports #househunting #realestate #realtor #a080124 #realestateagent #homeowners #themoreyouknow #icanhelp

Looking for your dream home? 🏡✨ Remember that finding a home that's 85% everything you want is a great strategy. It allows you to make personal touches and truly make it yours. Ready to find your perfect match? Contact me today to get started! #thehelpfulagent #home #houseexpert #house #listreports #themoreyouknow #househunting #realestate #investment #realestateagent #realtor

When selling your home, ensure it's move-in ready to attract more buyers. 🏡✨ Fixing any plumbing or electrical issues beforehand can make a big difference. Ready to sell your home smoothly? Contact me today for expert guidance! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #moving #selling #themoreyouknow #icanhelp #expertrealestateagent #realestate #realestateagent

Wondering how much you should put towards a downpayment? Overwhelmed with about a hundred other questions related to buying your first home? Don't waste another moment stressing, just send me a message and I can answer all your questions! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #realestate #realtor #realestateagent #themoreyouknow #icanhelp

Understanding mortgage terms is almost as important as understanding the term of your mortgage. But don't stress, I'm here to help you understand it all. Just leave me a comment with any questions you might have! #thehelpfulagent #home #houseexpert #house #listreports #themoreyouknow #icanhelp #mortgage #finances #realestate #realtor #realestateagent #househunting

Real estate terms can be confusing, but I'm here to help! We can navigate your home-buying process together. Just send me a message with your questions, and let's get started! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #realestate #realtor #realestateagent #icanhelp #themoreyouknow #investment

There are a lot of things you'll need to know when buying a home, but you don't need to figure everything out on your own! I'm an expert in my field and I'm ready to help you and answer any questions you may have along the way. #thehelpfulagent #home #houseexpert #house #listreports #icanhelp #themoreyouknow #realestate #realtor #realestateagent #househunting #investment #happyhomeowners

There are a lot of things you'll need to know when buying a home, but you don't need to figure everything out on your own! I'm an expert in my field and I'm ready to help you and answer any questions you may have along the way. #thehelpfulagent #home #houseexpert #house #listreports #icanhelp #themoreyouknow #realestate #realtor #realestateagent #househunting #investment #happyhomeowners

Starting the process by "just browsing" could set you up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and, most importantly, get pre-approved for a mortgage. If you're unsure where to start, you're in luck! I know some of the best loan officers around, and working with me means my connections are your connections! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #realestate #realtor #realestateagent #themoreyouknow #mortgage #investment #happyhomeowners #icanhelp

Manfred Lewis Leslie Horne & Associates The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me! Work with me and I'll guide you through every step of the process. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #happyhomeowner #househunting #newhome #finances #investment #themoreyouknow #icanhelp

Curious about the roles of a real estate agent versus a real estate broker? 🤔 Agents are like your house-hunting partners, while brokers are the captains of your real estate ship. Let's team up and find your dream home with the guidance you need! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #realtor #realestateagent #themoreyouknow

If you find the financial part of home buying confusing, message me with your questions! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #realtor #realestateagent #finances #themoreyouknow #icanhelp

Looking at houses online can be confusing. What's the difference between "under contract" and "pending"?
If you're really into a house, let me know. I can let you know if backup offers are accepted or if the house becomes available again. This is one of the benefits of working with an agent. #thehelpfulagent #home #houseexpert #house #listreports #househunting #realestate #happyhome #newhome #themoreyouknow #realestate #realestateagent #realtor #icanhelp