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Manfred Lewis
Manfred Lewis

Down payments are not the only expense you should be planning for. Costs for inspections, credit reports, insurance, taxes, and closing costs – which can range from 3%-6% of the homes purchase cost. Long story short, there are a lot of other things that need to be planned for, but you don’t need to stress, I can help you be prepared and answer any questions you have. Just send me a message! #thehelpfulagent #home #houseexpert #house #listreports #househunting #finances #smartmoney #a112124 #investment #themoreyouknow #icanhelp #realestate #realestateagent #realtor #happyhomeowners

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Manfred Lewis
Manfred Lewis

Ready to make your homeownership dreams a reality? Let’s keep it smooth by avoiding big financial moves until your loan is finalized! 🚫 No new cars, credit cards, or major deposits—these can all impact your approval. Have questions about the process? I’m here to help every step of the way! #thehelpfulagent #home #houseexpert #house #listreports #a110524 #realestate #investment #realtor #realestateagent #househunting #dreamhome #themoreyouknow

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Manfred Lewis
Manfred Lewis

There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own. Leave me a comment or send me a message and we can go over all of your questions. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #finances #a101424 #investment #dreamhome #themoreyouknow #icanhelp #realestateagent #realtor #househunting #happyhome

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Manfred Lewis
Manfred Lewis

Often, when thinking about homeownership costs, buyers think of their main expense – their mortgage, and fail to go beyond that. It's important not to forget things like property taxes, HOA fees, insurance, etc. If you have questions about what costs to expect and prepare for I can help! Just send me a message. #thehelpfulagent #home #houseexpert #house #listreports #themoreyouknow #icanhelp #homeowner #a092524 #househunting #happyhome #finances #smartmoney #realestate #investment #realestateagent #realtor #happyhomeowners

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Manfred Lewis
Manfred Lewis

Starting the process by "just browsing" could be setting yourself up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, get pre-approved for a mortgage, and most importantly find a great agent to work with. I can help you witht that last one, I'm the great agent. #thehelpfulagent #home #houseexpert #house #listreports #homeowners #househunting #a091024 #themoreyouknow #beprepared #investment #icanhelp #realestate #realestateagent

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Manfred Lewis
Manfred Lewis

Starting the process by "just browsing" could set you up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and, most importantly, get pre-approved for a mortgage. If you're unsure where to start, you're in luck! I know some of the best loan officers around, and working with me means my connections are your connections! #thehelpfulagent #home #houseexpert #house #listreports #homeowner #househunting #realestate #realtor #realestateagent #themoreyouknow #mortgage #investment #happyhomeowners #icanhelp

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Manfred Lewis
Manfred Lewis

Manfred Lewis Leslie Horne & Associates The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me! Work with me and I'll guide you through every step of the process. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #happyhomeowner #househunting #newhome #finances #investment #themoreyouknow #icanhelp

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Manfred Lewis
Manfred Lewis

Looking at houses online can be confusing. What's the difference between "under contract" and "pending"?
If you're really into a house, let me know. I can let you know if backup offers are accepted or if the house becomes available again. This is one of the benefits of working with an agent. #thehelpfulagent #home #houseexpert #house #listreports #househunting #realestate #happyhome #newhome #themoreyouknow #realestate #realestateagent #realtor #icanhelp

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