As your local trusted real estate agent, let's bust these myths!


1. While interest rates plummeted in 2021, giving younger generations a potentially skewed perspective on what rates are considered typical, interest rates are a lot lower today than they were 20+ years ago.
2. With a variety of loan programs available today, including first-time buyer programs and more, there are options for 10%, 5% or even 0% down.
3. While a higher credit score is always preferred, some loan programs accept scores as low as 500. A higher down payment, mortgage insurance, or credit repair programs can all help get you across the line.





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