There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, but you don't have to figure it out all on your own. Leave me a comment or send me a message and we can go over all of your questions. #thehelpfulagent #home #houseexpert #house #listreports #homeowner #realestate #finances #a101424 #investment #dreamhome #themoreyouknow #icanhelp #realestateagent #realtor #househunting #happyhome